A natural extension of the firm's risk-based approach to counseling wealthy individuals, GSRP's expertise in the property and casualty insurance area enables clients or their family offices to access objective information and advice about their various coverages (e.g., property, auto, aircraft, art, umbrella, etc.). A thorough audit by the GSRP insurance group of a client's property and casualty exposures often reveals opportunities for improved coverage at a reduced cost. After the initial audit, the GSRP insurance group provides on-going monitoring and administration of the insurance program. In addition, and separate from GSRP's work in private placement life insurance planning, the firm's expertise in the life insurance market provides clients with a resource for obtaining unbiased counsel about death benefit-oriented life insurance planning, whether for estate tax liquidity, buy-sell arrangements, or simple income or wealth replacement purposes. Finally, many GSRP clients recognize the personal risks associated with their wealth, particularly when traveling, and look to GSRP for advice about Kidnap & Ransom insurance. Please note that GSRP is not an insurance broker and only provides legal and non-legal advice on insurance matters; it does not sell or place any insurance or investment products.